Financial Analyst

Brasfield & Gorrie, a rapidly growing and recognized leader in the construction industry, has an exciting opportunity available for a Subcontractor Default Protection (SDP) Underwriter in Birmingham, Alabama. The SDP Underwriter requires strong analytical and problem-solving capabilities, business management acumen and must demonstrate strong leadership, organizational, communication, client service, and time management skills. As a valued member of our SDP team, you’ll have the opportunity to collaborate with talented professionals and contribute to the sustainable growth of our company.

Responsibilities and Essential Duties include the following (other duties may be assigned):

• Underwrite and assess risk of subcontractors for inclusion into Brasfield & Gorrie’s Subcontractor Default Protection (SDP) Program
• Analyze subcontractor balance sheets, profit & loss statements, statements of cash flows, and financial notes to meet specified criteria
• Perform credit analysis and make appropriate recommendations to project teams
• Accountable for accurate underwriting documentation within the company database, adhering to documentation standards
• Manage a book of subcontractors through financial requests and other required documentation
• Up to 15% travel required for subcontractor and regional office meetings
• Maintain a collaborative relationship with colleagues, preconstruction, and operations
• Work strategically and tactically with colleagues, preconstruction, and operations to ensure maximum use and understanding of Brasfield and Gorrie’s SDP Program goals and objectives
• Demonstrate superior customer service (consistency, quick response, and knowledge of the SDP Program)
• Prepare reports and presentations to be delivered to company leadership
• Training opportunities for future hires into the organization

• Bachelor’s Degree in Business, Accounting, Finance, or related field required
• 3+ years relevant work experience in surety underwriting, commercial loan underwriting, or financial analysis preferred
• Understanding of basic accounting principles and familiarity with financial statements.
• Computer knowledge and efficiency, including Microsoft Office products
• Understanding of the construction and risk management industry
• Effective written and verbal communication skills
• Functions effectively as part of a team and individually
• Dependable, proactive, and motivated
• Ability to always maintain discretion and confidentiality
• Exhibits strong leadership and strategic thinking qualities
• Excellent time management and organizational skills
• Strong decision making and problem-solving skills
• Adaptable and open to change
• Seeks new knowledge/experience

The above description covers the principal duties and responsibilities of the job.  The description shall not, however, be construed as a complete listing of all miscellaneous, incidental, or similar duties which may be required from day-to-day.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.